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HBLPay

Take card payments in Pakistan through HBL's own secure payment page.

Built, with final testing with HBL still to do; not open to shops yet. Ask us and we will tell you when it is ready.

What it is

HBLPay will let customers in Pakistan pay by card through Habib Bank Limited. The customer is taken to HBL's secure payment page, enters their card details there, passes the bank's card check, and is brought back to your site.

The money goes to your own HBL merchant account, in rupees. Tajir Point records the payment against the sale or order but never sees or stores the card number.

It is for shops that already have, or are opening, an HBL merchant account and want card payments on their Tajir Point website or at the POS.

Who it's for

  • Shops and restaurants in Pakistan
  • Businesses with an HBL merchant account
  • Owners selling online who want card payments, not only cash on delivery
  • Shops whose customers ask to pay by debit or credit card

Problems it solves

  • “Customers want to pay by card online, but you only offer cash on delivery.”

    Offer card payment through HBLPay, so customers can pay before the order leaves.

  • “You worry about handling customers' card details.”

    Card details are entered on HBL's own page. They never pass through Tajir Point.

  • “Card payments and sales are tracked in different places.”

    The result comes back to Tajir Point and is recorded against the sale or order it was for.

Key features

  • HBL's secure card page

    Customers enter their card details on HBL's own payment page, including the bank's 3D Secure check.

  • Result recorded in Tajir Point

    When the customer comes back from HBL, the outcome of the payment is recorded against the sale or order.

  • Money to your HBL account

    Payments go into your own HBL merchant account in rupees. Tajir Point does not hold your money.

  • Tested before going live

    Our team sets it up in HBL's test mode with you first, then switches to real payments.

How it works

  1. 1

    Tell us you want it

    Send us a request from the Add-ons page in the back office. We will let you know when it is ready.

  2. 2

    We set it up with you

    Once it is live, our team adds the merchant details HBL sent you and tests a payment with you.

  3. 3

    Customer pays on HBL's page

    The customer is taken to HBL's secure page, pays by card, and is brought back to your site.

  4. 4

    Tajir Point records the result

    The payment is recorded against the sale or order it was for.

What you need

  • A business in Pakistan taking payments in rupees
  • An HBL merchant account and the onboarding details HBL sends you
  • Tajir Point on the Shop plan or above

Pricing & setup

FreeNeeds the Shop plan or above

This add-on is not open to shops yet.

Once it is live, our team sets it up with you; you do not enter any settings yourself.

HBL charges its own fees under your merchant agreement with them.

Refunds are made from your HBLPay merchant portal, not from Tajir Point.

See all plans on the pricing page.

Questions about HBLPay

When will it be ready?

It is built, but it still has to be tested end to end with HBL before it opens, and we do not have a date to share. Send us a request from the Add-ons page and we will tell you when it is ready.

Do I need an HBL merchant account?

Yes. Payments go to your own HBL merchant account, so you need one from HBL, along with the onboarding details they send you.

Does Tajir Point see the card number?

No. The customer enters their card details on HBL's own page. Tajir Point only receives the result of the payment.

Where does the money go?

Into your HBL merchant account. Tajir Point records the payment but never holds the money. HBL charges its own fees.

Can I refund a card payment from Tajir Point?

No. HBLPay refunds are made from your HBLPay merchant portal. You can then record the refund in Tajir Point.

Which plan will I need?

HBLPay will need the Shop plan or above. It is not part of the free Light plan.

All add-ons

Want HBLPay when it's ready?

Not open to shops yet. Leave your number and we will tell you when it is ready.